Terms of Use

By using this website, you signify your assent to the following terms of use without limitation or qualification. If you do not agree to these terms, do not use this website.

These terms may be revised at any time by updating this posting. You are and will be bound by any such revisions and, accordingly, you should periodically visit this page to review the then current terms and conditions to which you are bound.

This website is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security that may be referenced herein. Nothing contained on this website is intended to be or should be construed as legal, tax or investment advice. Though Glenmede sponsors this site, it does not necessarily endorse the views expressed by the authors. Nor does it offer all of the types of products or approaches which may be discussed herein.

From this site, you are able to link to websites belonging to other companies which are located on other servers. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Limitations

The information provided on this website is provided for informational purposes only. It seeks to provide accurate and timely information, nevertheless, there may be inadvertent technical or factual inaccuracies and typographical errors, for which we apologize. We reserve the right to make changes and corrections at any time, without notice. Neither Glenmede nor Impactivate warrant, represent or guarantee, either expressly or impliedly, the accuracy or completeness of the information, text, graphics, links or other items contained on this website. In no event will Glenmede nor Impactivate, or their affiliates be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if advised of the possibility thereof.

Nothing contained in herein constitutes legal, tax or investment advice. Neither contained in this website constitutes a solicitation or offer by any person to buy or sell any securities, futures, options or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained herein are the sole responsibility of the user. All information posted on this website is current only as of the date of its posting, and there is no obligation to update any information to reflect events or circumstances after the date of such posting.

The information provided on this website is provided without warranties of any kind, either expressed or implied, and Glenmede and Impactivate disclaim all warranties, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Glenmede expressly disclaims all liability for errors and omissions in these materials and for the use or interpretation by others of information contained on this website. Neither Glenmede nor Impactivate, nor any of their affiliates, directors, officers, agents or employees, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this website, or resulting from the act or omission of any other party involved in making this website or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of this website or these materials, whether or not the circumstances giving rise to such cause may have been within the control of these parties.

Trademark and Copyrights

All trademarks, service marks, trade names, and logos displayed on this website are proprietary to Glenmede, except as may explicitly noted below under Ownership of Other Materials. Nothing contained on the website should be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademark displayed on this website without the written permission of Glenmede or such third party that may own the trademarks displayed on this website. Your use of the trademarks displayed on this website, except as provided herein, is strictly prohibited.

Images displayed on this website are either the property of, or used with permission by, Glenmede. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. If you download any information or software from this website, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

Ownership of Other Materials

Adobe®, Acrobat®, Acrobat® Reader, and the Acrobat logo are trademarks of Adobe Systems Incorporated. Microsoft® and Internet Explorer® are trademarks of Microsoft Corporation. Netscape Navigator® is a trademark of Netscape Communications. Standard & Poor’s®, S&P®, Standard & Poor’s 500®, S&P 500®, are trademarks of The McGraw-Hill Companies, Inc.

Jurisdiction and Governing Law

The information provided on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Glenmede or its affiliates to any registration requirement within such jurisdiction or country.

These Terms and Conditions shall be governed by and construed in accordance with the law of the Commonwealth of Pennsylvania, without regard to the conflict of laws thereof, and to the laws of the United States. If you take legal action relating to these terms of use, you agree to file such action only in the United States District Court for the Eastern District of Pennsylvania, and you consent and submit to the personal jurisdiction of those courts for the purpose of litigating any such action.

Integration and Severability

If any provision of these terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these terms and will not affect the validity and enforceability of the remaining provisions. The preceding terms of use represent the entire agreement between Glenmede and the user relating to the subject matter herein.

Regulatory Disclaimer

Securities (including shares of mutual funds), alternative investments, and other investment products are not bank deposits and are not insured by the FDIC or any other agency of the United States, nor are they obligations of, or insured or guaranteed by any entity affiliated with this site, its subsidiaries or affiliates. Securities (including shares of mutual funds) and other investments involve investment risks, including the possible loss of value. The information and materials contained in this website, and the terms of the access to and use of such information and materials, are subject to change without notice.

Suitability

Securities, strategies or financial instruments mentioned here may not be suitable or appropriate for all investors or in all geographical areas. Your particular needs, investment objectives and financial situation were not taken into account in the preparation of this site. You must make your own independent decisions regarding any securities or financial instruments mentioned herein. The fact that Glenmede has made available to you investment opinions and other information on this site is not a representation that any idea mentioned here is suitable or appropriate for you. You must consider whether an investment strategy or the purchase or sale of any product is appropriate for you in the light of your particular investment needs, objectives and financial circumstances.

Effective Date: 1/11/2018